meet carter ruml
Carter Ruml’s consistent professional focus has been the trust, estate, business, tax and financial planning issues facing private clients and closely held business owners.
Before founding the firm that is now Ruml + Bozell PLC, Carter was a Member (Partner) leading the Louisville trusts and estates practice of Stites & Harbison, PLLC, worked with PNC Wealth Management as a Vice President & Senior Wealth Planner, and practiced law at Wyatt, Tarrant & Combs, LLP.
Carter publishes frequently on estate, tax, business, and financial planning, and has given over 40 presentations at local, state, and regional bar associations, seminars, and conferences. He is a Fellow of the American College of Trust and Estate Counsel (ACTEC), and is admitted to practice in Kentucky and Florida.
In 2016, Louisville Bar Association members surveyed by Louisville Magazine recognized Carter as a “Top Lawyer” in Trusts, Wills, and Estate Law.
A Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU), he is past chair of the Probate Section of the Louisville Bar Association, and a current member of the Executive Committee of the Estate Planning Council of Louisville and the Legislative Committee of the Probate Section of the Kentucky Bar Association. He has been appointed as a member of ACTEC’s Practice Committee and Tax Policy Study Committee for 2021-2022.
Carter received his A.B., summa cum laude and Phi Beta Kappa, from Princeton, and his J.D., with distinction, from Stanford Law School.
Carter grew up in Massachusetts and Texas, and moved to Louisville in 2002. He is married to Sara Elrod Ruml, and they have three children at home. He is a member of the External Advisory Board of the Lewis Honors College of the University of Kentucky, and an active member of St. Francis in the Fields Episcopal Church. Carter is also active in the Louisville Rowing Club (often teaching new rowers to scull), and has competed in singles and doubles sculling races around the country. He reads widely about history, investing, and politics.
Carter has working intensively on a publishing project relating to life cycle estate and financial planning. For more information, visit here.
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