About Kentucky Estates

What Kentucky Estates Is About

I created Kentucky Estates to provide an integrated perspective on trusts, estates, and financial planning, designed to benefit the estate planning, estate administration, fiduciary, and wealth management community in Kentucky and elsewhere, and the clients they serve.

Trusts and estates and related areas of financial planning combine several elements.

The first element is family, or what Graham Greene referred to in a different context as The Human Factor.

The second element is money. These first two elements may be the last private areas of American life.

Usually, a third element presents: taxes, and when that is the case one has ample opportunities for sparring with Big Brother.

Finally, often, there is a fourth element: the family business.

These elements ensure that no engagement is ever quite the same, and often combine in various ways to create very interesting and challenging situations.

Kentucky Estates could be regarded as attorney advertising in Kentucky, and it is attorney advertising in Florida.

Kentucky Estates provides a detailed disclaimer here.

About the Publisher

After graduating from Stanford Law, I (Carter Ruml) moved to Louisville, Kentucky.

I am a Member of Stites & Harbison PLLC in Louisville, with a legal practice focused on estate planning, estate administration, and business law matters for Kentucky and Florida private clients, family businesses, and fiduciaries.

Before joining Stites, I was a Vice President & Senior Wealth Planner at PNC Wealth Management in Louisville and an attorney in private practice at Wyatt, Tarrant & Combs, LLP in Louisville.

I am a Certified Financial Planner (CFP®) and Chartered Life Underwriter (CLU®).

You can learn a little more about me through my LinkedIn profile, or follow links to my speaking engagements, publications, and bar and professional activity.

Photo Credits | Technical Information | Copyrights | Disclaimers

If you thought many of the photos on Kentucky Estates evoke “Spring Break, Florida, 1948”, you’d be correct. (Most, but not all, of them date from 1946 through 1949 – the bright early years of our late American Century.) They are public domain images from the State Library and Archives of Florida. You might enjoy browsing their online collections, available at Florida Memory.

Technical information about Kentucky Estates is available here.

Nothing on this site speaks for or represents the views of any person or institution other than Carter Ruml. Without limiting the generality of the foregoing, nothing on this site represents the opinion, position, or views of Stites & Harbison PLLC or any former employer of Carter, including without limitation The PNC Financial Services Group, Inc. or any of its affiliates or Wyatt, Tarrant & Combs, LLP. Further, no material on this site is legal, tax, accounting, investment, or other professional advice.

Kentucky Estates provides a detailed disclaimer here.